Welcome to Lonestar Finance Group. By accessing or using our website, services, or finance application platform (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not access or use our Services.
These Terms constitute a legally binding agreement between you and Lonestar Finance Group ("Company," "we," "us," or "our").
Lonestar Finance Group provides virtual finance department services to trailer dealerships, including:
We act as an intermediary between dealerships, customers, and lending institutions. We do not provide direct financing and are not a lender.
To use our Services, you must:
By using our Services, you represent and warrant that you meet these eligibility requirements.
When you submit a finance application through our platform, you:
You agree to provide truthful, accurate, and complete information in your application. Providing false or misleading information may result in:
Submitting a finance application will result in credit inquiries that may affect your credit score. We employ a strategic lender approach to minimize unnecessary inquiries.
Our Services are provided primarily to trailer dealerships. Dealers who partner with us agree to:
Customers do not pay fees directly to Lonestar Finance Group. All financing terms, rates, and fees are determined by the approving lender.
Dealer partners pay for our Services through a revenue-sharing arrangement based on backend finance product sales. Specific terms are outlined in individual dealer agreements.
You may be responsible for fees charged by lenders, insurance providers, or other third parties involved in your financing transaction.
All content, trademarks, logos, and materials on our website and platform are owned by or licensed to Lonestar Finance Group. You may not:
You agree not to:
Your use of our Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Services, you consent to our data practices as described in the Privacy Policy.
We do not guarantee that any finance application will be approved. Approval decisions are made solely by lending institutions based on their own criteria.
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, Lonestar Finance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
Our total liability shall not exceed $500 or the amount of fees paid to us, whichever is less.
You agree to indemnify, defend, and hold harmless Lonestar Finance Group, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including attorney fees) arising from:
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party services is at your own risk and subject to their terms and conditions.
We reserve the right to terminate or suspend your access to our Services at any time, with or without notice, for:
Upon termination, your right to use our Services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.
Any dispute arising from these Terms or our Services shall be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if they qualify. The arbitration will be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action, consolidated action, or representative action.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with a new "Last Updated" date. Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy and any other legal notices or agreements, constitute the entire agreement between you and Lonestar Finance Group regarding the use of our Services.
If you have questions or concerns about these Terms, please contact us: